Who We Are:

The Hebrew Free Loan Association of Vancouver (HFLA) is a non-profit organization that seeks to foster economic stability and opportunity amongst low and moderate income members of the Jewish community in British Columbia.  
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What We Do:

We provide access to affordable credit in the form of a 0% interest loan to help our borrowers overcome financial challenges and build better lives. 
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Why We Do It:

Our mandate is based in Jewish tradition and our goal is to ensure that all members of our community can access the financial support they need to succeed and live happy, healthy lives.​
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How We Do It:

We use money donated by caring members of our community and lend it out to borrowers in need. We charge absolutely no interest or fees on our loans; borrowers are only required to pay back the amount borrowed and not a single dollar more.

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Why We Are Unique:
Because we are offering loans rather than grants, donor money is recycled over and over again. This method has allowed us to leverage just over ONE million dollars in loan funds into close to SIX million dollars in loans. We believe this is a wonderful use of donor support and a model that allows for sustained impact.

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Our Impact: 
At year end, we had $869,126 in loan funds circulating in the community helping people cover essential expenses, launch new businesses, pursue education, or build a more stable financial future.